Explore Our Loan Products

Discover competitive rates and flexible terms tailored to meet your financial needs. Compare our comprehensive loan products and find the perfect solution for you.

Comprehensive Product Overview

Personal Loans

Interest Rate: Starting from 10.99% p.a.
Loan Amount: ₹50,000 – ₹40,00,000
Tenure: 12 – 84 months

Business Loans

Interest Rate: Starting from 12.50% p.a.
Loan Amount: ₹1,00,000 – ₹1,00,00,000
Tenure: 12 – 120 months

Home & Property Loans

Interest Rate: Starting from 8.75% p.a.
Loan Amount: ₹5,00,000 – ₹10,00,00,000
Tenure: Up to 30 years

Balance Transfer

Interest Rate: Starting from 9.99% p.a. Transfer Amount: Up to ₹75,00,000 Tenure: Remaining tenure + extension

Flexi Loans

Interest Rate: Starting from 11.50% p.a.
Credit Limit: ₹1,00,000 – ₹25,00,000
Tenure: Revolving credit facility

Debt Consolidation

Interest Rate: Starting from 10.50% p.a.
Consolidation Amount: Up to ₹50,00,000
Tenure: 12 – 84 months

Competitive Pricing Table

Loan Product	Interest Rate	Max Amount
Personal Loan	10.99% – 24.00%	₹40,00,000
Business Loan	12.50% – 28.00%	₹1,00,00,000
Home Loan	8.75% – 12.50%	₹10,00,00,000
Balance Transfer	9.99% – 18.00%	₹75,00,000
Flexi Loan	11.50% – 22.00%	₹25,00,000
Debt Consolidation	10.50% – 20.00%	₹50,00,000

Apply Now For Your Loan

Ready to take the next step? Apply for your loan today and get instant approval with our streamlined digital process.

What Our Clients Say

"The transparency maintained throughout the loan process was remarkable. I truly appreciated the quick communication and clear guidance at every stage. They made a complex process feel smooth and easy to understand."

Ruchita Pramod Rao Seamless Process

"The team demonstrated a deep understanding of my unique financial situation. Their advice to be strategic with applications—rather than applying everywhere—was invaluable. Highly reliable and considerate service."

Suraj Gaur Strategic Advice

"I valued the tailored approach to my financial needs. There was no unnecessary upselling; just honest transparency regarding processing and deductions. Their patience in explaining every detail was exactly what I needed."

Ritu Sharma Honest & Tailored

"A truly trustworthy partner for financial advice. Their responses are quick, and their guidance is clear and honest. If you are looking for efficiency and the best possible loan options, this is the place."

Amisha Kushwaha Trustworthy Guidance

"Exceptional responsiveness and flexibility. They resolved my queries quickly and maintained full transparency regarding interest rates and terms. The flexible repayment options really enhanced my experience."

Dibyendu Flexible Solutions

"This is easily the best financial service I have received. Their expertise in CIBIL guidance and the speed of their process are their greatest strengths. I highly recommend them and give a well-deserved five-star rating!"

Afzal Kadar CIBIL Expertise

Frequently Asked Questions

1. How is Capito Finance Solutions different from other Banks or NBFCs?

Most Banks and NBFCs only cater to customers with perfect credit scores and profiles. At Capito Finance Solutions, we specialize in helping clients whose loan applications have been rejected by traditional lenders, providing a bridge by helping you meet the eligibility criteria you may currently be missing.

Key Differentiator: We focus on rejection transformation – turning previously rejected applications into approved loans through customized solutions and strategic lender matching.

2. Do you guarantee loan approval?

While no institution can offer a 100% guarantee, our success rate is significantly higher than industry standards. We perform a “Pocket Analysis” of your file and match it with the specific Bank or NBFC where your profile has the highest probability of approval.

Important Note: No financial institution can legally guarantee 100% loan approval. However, our specialized approach and lender network significantly improve your chances of success.

3. Can I get a loan if I have a low CIBIL score?

Yes. While traditional banks often reject applications based solely on a low CIBIL score, we analyze the root cause of the default. If you have a stable income or a valid justification for past issues, we work with our partner NBFCs to find customized lending solutions for you.

Our Approach to Low CIBIL Scores:
• Root cause analysis of credit defaults
• Evaluation of current financial stability
• Assessment of income consistency
• Customized solutions through partner NBFCs
• Focus on rehabilitation rather than rejection

Tip: A low CIBIL score doesn’t automatically disqualify you. We look at the complete financial picture, including your current ability to repay and the circumstances behind past defaults.

4. What is the 'Unique Facility' offered by Capito Finance?

Our standout feature is “Rejection Transformation.” If your file has been rejected elsewhere, we provide a customized solution report detailing exactly what improvements are needed in your profile. Additionally, we offer Pan-India operations, providing doorstep or digital services regardless of your location.

Our Unique Value Proposition:
• Customized solution reports for rejected applications
• Pan-India service coverage
• Doorstep and digital service options
• Specialized focus on challenging credit profiles

5. How long does the loan process take?

Our digital assessment is rapid—usually completed within 24 hours. Once your file is matched with the right lender, the disbursement typically occurs within 2 to 3 working days.

Timeline Breakdown:
• Digital Assessment: 24 hours
• Lender Matching: Same day
• Loan Disbursement: 2–3 working days

6. What types of loans do you facilitate?

We offer a comprehensive range of financial products:

Loan Type – Description

Personal Loans – For both Salaried & Self-Employed individuals
Unsecured Business Loans – Working capital and business expansion
Home Loans & LAP – Property purchase and Loan Against Property
Specialized Loans – Custom solutions for Bank-Rejected cases

Target Segments:
• Salaried professionals
• Self-employed individuals
• Small and medium businesses
• Previously rejected applicants

7. Are there any advance fees for the loan?

Capito Finance Solutions believes in absolute transparency. We do not charge any hidden or unfair upfront fees before loan approval. We follow ethical practices and adhere to RBI guidelines.

Transparency Commitment: No hidden fees, no unfair upfront charges, full compliance with RBI regulations.

Our Fee Structure:
• No advance processing fees
• No hidden charges
• Transparent fee disclosure
• RBI guideline compliance
• Ethical business practices

8. Is my data secure with you?

Absolutely. Your privacy is our priority. We use high-level encryption, and your data is shared only with relevant lenders for the sole purpose of your loan application.

Data Security Measures:
• High-level encryption protocols
• Selective data sharing with authorized lenders only
• Purpose-limited data usage
• Privacy protection as core principle
• Secure data handling procedures

9. What documents are required for the application?

Standard Documentation:
• Aadhaar Card
• PAN Card
• Last 6 months’ bank statements
• Proof of income (Salary Slips or ITR)

Flexible Documentation: If you are missing certain documents, we try to assist you using alternative documentation where possible.

Alternative Documentation Support:
• Flexible document requirements
• Alternative proof acceptance
• Case-by-case evaluation
• Support for incomplete documentation scenarios

10. How can I get in touch with you?

Primary Contact Channels:
Website: capitofinancesolutions.com
Email: raghav@capitofinancesolutions.com
Service Approach: Professional, solution-oriented, and empathetic support

Our Commitment:
• Professional service delivery
• Solution-oriented approach
• Empathetic customer support
• Responsive communication

Get In Touch

Explore Our Loan Products

Need Help Choosing?

Our loan experts are here to help you find the perfect product for your needs.

+91 8287442287

raghav@capitofinancesolutions.com

+91 8287442287

Mon – Sat: 9:00 AM – 7:00 PM